Question 1

What is a SWIFT/BIC code?

Accepted Answer

A SWIFT/BIC code is an 8- or 11-character code that identifies a bank internationally: 4 letters for the bank, 2 for the country, 2 for the location, and an optional 3-character branch code.

Question 2

What's the difference between Validate and Find a code?

Accepted Answer

Validate decodes and structurally checks a code you already have, instantly and offline. Find a code searches a live directory by bank and country, or looks up a code to reveal its bank, city, and branch codes.

Question 3

Does a valid structure mean the code really exists?

Accepted Answer

Not on its own. Validate only confirms the format is correct and decodes it. Use Find a code - or confirm with your bank - to be sure the code is registered to an active branch.

Question 4

Do I use SWIFT or IFSC to receive money from abroad?

Accepted Answer

International senders use your bank's SWIFT/BIC code. IFSC is only for domestic transfers within India.

Question 5

Where does the search data come from?

Accepted Answer

From a live, public SWIFT/BIC directory. Always confirm the final code with your bank before sending a payment.

Get the SWIFT code right the first time

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